Document your equipment before a loss
After a wildfire, tornado or theft, the hardest part of a claim can be showing what you had and what shape it was in. An independent, dated record made beforehand answers that.
Your photos versus a witnessed record
Insurers and extension services tell farmers and contractors to keep an equipment inventory with photos and serial numbers. That is good advice, and your own photos are better than nothing.
A verification adds what your own photos can't: a record made by someone else, on a known date, sealed so it can't be edited afterward. It shows the equipment existed in that condition before the loss, and nobody has to take your word for it.
When to document
- When coverage starts or renews
- When you buy or add a machine
- Once a year after that
- Before storm and fire season, for high-value units
For owners
Have your equipment documented and keep the certificates in your IronMarket account, ready to share with your agent or adjuster.
For agents and carriers
Ask insureds for certificates on scheduled equipment. Check each one at ironmarket.com/verify by its code.
For whole operations
Major machines can each get a certificate, and shop contents and tools can be documented together as a Lot.
Common questions
Related
Get your equipment on record
Choose Basic, Expert or Lot and tell us where the asset is. A coordinator schedules a certified agent to it.
